Home Insurance in Las Vegas, NV

Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Mega Insurance can help you find the home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.

The Right Coverage. The Right Price. The Right Value

The amount you pay for your home owners insurance depends on many factors. Think of your personal housing situation, and the assets you want to protect. Here's what to consider:

• Deductibles: higher deductibles usually lower your premium price by shifting part of the loss payment to you.  For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss.
• Limits: you choose to set limits at the value of your home, less, or even more depending on your situation and needs.
• Personal Property: limits also need to be set on the value of the property within your home, which includes items like jewerly, furniture, electronics, and instruments.