Auto Insurance in Las Vegas, NV

The right auto insurance policy can help you get back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

You pay a premium and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. At Mega Insurance Agency, we can help you determine the best coverage for your needs. Common aspects to an auto insurance policy include:

• Bodily Injury: covers costs associated with injuries you cause.
• Property Damage: coverage to reimburse others for damage to another vehicle or other property, such as a fence, building, or utility pole.
• Medical Payments (PIP): reimbursement for medical expenses, which also covers lost wages.
• Uninsured Motorist: pays you when an accident is caused by an ininsured person or in the even of a hit-and-run.
• Under Insured Motorists: protects you if another driver lacks adequate coverage to pay the costs of a serious accident.
• Collision: reimburses you for damage to your vehicle when you're at fault.
• Comprehensive: provides coverage against theft and damage casued by an accident other than a collision, such as fire, flood, vandalism, hail, falling rocks or trees.
• Glass: reimburses for windshield damage and can also include side windows, rear windows, and glass sunroofs.
• Gap: If your car is totaled or stolen, there may be a "gap" between what you owe on the vehicle and your insurance. Gap coverage pays the difference.