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The right auto insurance policy can help you get back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you and an insurance company.

You pay a premium and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. We can help you determine the best coverage for your needs.

Auto Insurance Coverage

Bodily Injury Liability This covers costs associated with injuries and death that you or another driver causes while driving your car.

Property Damage Liability This coverage will reimburse others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole.

Medical Payments or (PIP) Provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.

Uninsured Motorist CoverageReimburses you when an accident is caused by an uninsured motorist—or in the case of a hit-and-run. Under insured motorist coverage, which will cover costs when another driver lacks adequate coverage to pay the costs of a serious accident.

Collision This optional coverage reimburses you for damage to your car that occurs as a result of a collision with another vehicle or other object—e.g., a tree or guardrail—when you’re at fault. While collision coverage will not reimburse you for mechanical failure or normal wear-and-tear on your car, it will cover damage from potholes or from rolling your car.

Comprehensive This provides coverage against theft and damage caused by an incident other than a collision, such as fire, flood, vandalism, hail, falling rocks or trees and other hazards—even getting hit by an asteroid!

Glass Coverage Windshield damage is common, and some auto policies include no-deductible glass coverage, which also includes side windows, rear windows and glass sunroofs. Or you can buy supplemental glass coverage.

Gap Coverage If your car is totaled or stolen, there may be a “gap” between what you owe on the vehicle and your insurance coverage. To cover this, you may want to look into purchasing gap insurance to pay the difference. (Note: For leased vehicles, gap coverage is usually rolled into your lease payments.)

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The insurance protection you need when you’re on the move.

Mega Insurance Agency LLC.

      Tel: 702-818-4200
   Email: info@megainsuranceagency.com​
Address
3380 E Russell Rd Ste. 106.

             Las Vegas, NV 89120

   Hours: Mon-Fri 9:00  am to 5:30 pm

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