The feeling of hopping on and catching the wind appeals to your unique sense of self-reliance and independence. We get it. We share your love of cruising the open road and feeling the kind of freedom only a motorcycle can offer. Of course, not all riders are alike. That’s we work with you to tailor the precise policy you need to protect yourself and whatever style of bike you ride.
Motorcycle Insurance Coverage
Bodily Injury Liability – This covers costs associated with injuries and death that you or another driver causes while driving your car.
Property Damage Liability – This coverage will reimburse others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole.
Medical Payments or (PIP) – Provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
Roadside Assistance – helps pay for food and lodging if you're stranded far from home due to a breakdown.
Uninsured Motorist Coverage– Reimburses you when an accident is caused by an uninsured motorist—or in the case of a hit-and-run. Under insured motorist coverage, which will cover costs when another driver lacks adequate coverage to pay the costs of a serious accident.
Collision – This optional coverage reimburses you for damage to your car that occurs as a result of a collision with another vehicle or other object—e.g., a tree or guardrail—when you’re at fault. While collision coverage will not reimburse you for mechanical failure or normal wear-and-tear on your car, it will cover damage from potholes or from rolling your car.
Comprehensive – This provides coverage against theft and damage caused by an incident other than a collision, such as fire, flood, vandalism, hail, falling rocks or trees and other hazards—even getting hit by an asteroid!
Guest Passenger Liability – Specifically covers medical expenses for a guest passenger riding with you on your motorcycle. This does not include your spouse, who is already protected under your medical coverage.
Trip Interruption Coverage – Ride with confidence knowing help is on the way if you need it. Motorcycle roadside assistance includes towing to the nearest qualified repair shop, fuel and fluids delivery, basic emergency services, trip interruption benefits, and more.
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