Commercial Auto Insurance
Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.
Use of Personal Vehicles Insurance
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even when it's a business such as selling cosmetics, jewelry, or pizza delivery.
Commercial Automobile policy can provide liability and physical damage coverage for both small and large fleets of commercially owned vehicles.
Physical Damage Coverage protects your owned autos against accidental loss or damage, including:
Collision coverage – protection against damage and loss in the event of an accident
Comprehensive coverage – protection against damage or loss caused by something other than a collision such as hitting an animal or theft
Specified causes of loss coverage – protection against specified peril such as vandalism, hail or fire
Related Types of Insurance
COMERCIAL AUTO INSURANCE